We welcome the new year 2022 with a lot of hope and good wishes, however the uncertainty of the coronavirus pandemic has moved into this year as well. The cases due to the new Covid-19 variant, Omicron, have been increasing every day in almost every part of India. The sufferings from the second wave of the coronavirus pandemic is still there in our minds, and hence it is better that we are ready this time around. Hence, we need to take safety measures because health emergencies can occur at any time. One of the most crucial safety measures to be taken for your health is to purchase the best health insurance policy that gives you comprehensive coverage for expensive hospitalisation and treatment costs, in case of emergencies. A health insurance plan is the need of the hour. So, don’t wait to see if there is a third wave coming or not; get covered immediately with the best health insurance in India which is essential to help you take care of increasing medical costs and protect both your present and future medical needs.
What is Health Insurance?
Health Insurance is a medical coverage that helps you meet your medical expenses by offering financial assistance. Due to the high cost of hospitalization expenses, it is important to have a health insurance plan in place. In the current pandemic situation, health insurance plays a vital role in safeguarding your finances. You can buy a health insurance plan for your family and avail the below mentioned benefits & coverage.
Why Do I Need a Medical Insurance Plan?
A medical insurance plan is extremely important since it provides full coverage against ever-increasing healthcare expenses. To avail quality healthcare facilities, purchase a medical insurance policy that benefits you the most and be prepared for unforeseen circumstances. A comprehensive health insurance or medical insurance plan prevents you from exhausting your savings and keeps your worries at bay. Take a look at the key reasons that makes medical insurance a must-have.
Top-up Health Insurance Plan
As the name goes, a top-up health insurance plan acts as an enhancement to your existing health insurance. If you already have health insurance or a corporate health cover and wish to get a wider cover at a low premium then a top-up plan works best. At HDFC ERGO, we have gone a step ahead to offer you a Super-top up plan that strengthens your existing health cover. It offers an extremely high coverage at low premiums.
Fixed benefit Health Insurance Plan
While indemnity based health insurance and top up plans pay for medical bills on actual basis, a lump sum benefit based health insurance plan pays you in one go or lump sum. Its beneficial for meeting endless medical expenses arising out of critical ailments such as Stroke, Cancer, Paralysis, Multiple Sclerosis, etc.